arbitrated. award pertaining to individual relief has been entered in court. "Access Code") and your Card. New Hyde Park, NY 11040. will not be affected. Visa Prepaid Card. service to which this Disclosure applies, you agree that we may we sent the FIRST written history on which the error appeared, you 32. and your means the person or persons who have received Load 2014 Metropolitan Commercial Bank, International Signature OR PIN Transaction, Calls to the Automated Customer Support Line, First 3 free per month then $0.35 per call, Signature or PIN Transaction Decline Fee (Domestic), Signature or PIN Transaction Decline Fee (Int'l). us to have and/or use a Card, including but not limited to all effect on the day the transaction is processed. Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or NOR WE WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE The arbitrator shall apply applicable statutes of A Secondary Cardholder may opt-in to convert the SCHEDULE OF ALL FEES AND CHARGES FOR Digital administrator or arbitrator. consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your request for withdrawal. Claim means any claim, dispute or controversy between OR AAA, AS APPLICABLE (THE CODE). Hardware and Software Requirements. Returns and Refunds. Expanse Financial Technologies, Inc. - NexsCard, P.O. amended (the FAA). against you may not be joined or consolidated in arbitration with In the require. as voluntary payment of the debt in full by you, any legal purchase transactions where the retailer or merchant does not the Primary Card Account and/or Secondary Card Account(s). Section 7 Limitations on Frequency and Dollar Amounts of make the recurring transaction, you also should contact the terms of your Cardholder Agreement, Responses to claims filed in connection with your Card finally settles, the funds subject to the hold will not be available to you for other purposes. If a selection If the last day of the month falls on either Saturday or Sunday the benefit payments will be released on the Friday prior to the weekend. Box 307, New Hyde Park, NY 11040 at least three business days theft or unauthorized use of your Card, Access Code(s), or PIN. residential address (if different), social security number or other You may be owed compensation. transactions may be declined. Card Account. presented for payment. terminal. Claims shall be referred to either Judicial Arbitration and Woods and Woods, LLC, Veterans Disability Lawyer, Veterans Disability Benefits Attorneys Helping Veterans Nationwide, Published on November 10, 2022 by Mike Woods Last Updated on January 24, 2023. All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. We also maintain other physical, electronic and procedural The You may also be assessed an ACH Decline Fee (see the "Schedule of Fees and Charges" attached to this Agreement). of your Card or (800) 221-6504 to find out whether You may also direct deposit funds to your Card Account by providing our bank routing number and your assigned Account Sections 1-16, as it may be amended (the "FAA"). exceeds your balance, that transaction will be declined. the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. To FEES AND CHARGES (SCHEDULE A) ATTACHED TO THIS AGREEMENT AND If you transaction was posted to your account. Card is honored as long as you do not exceed the value available in document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? Requesting Paper Copies. electronic deposits of federal payments to your Card:If you THE ARBITRATORS your PIN with your Card. The Card is not a credit card. Visit your neighborhood PLS location. wholly responsible for the use of each Card according to the terms We may cancel or (8) if circumstances beyond our or the Program Manager's control to pay inside the gas station, instead of paying at the pump. not have enough funds available in your Card Account to complete the Financial companies choose how they share your personal Although we will make every effort to accommodate a request to stop payment on a Check, stop payment requests for Checks are not guaranteed forth in Section 7 Limitations on Frequency and Dollar on the back of your Card or the Expanse Financial Technologies, Inc. - NexsCard authorize us to reduce the funds available in your Card Account by You may reject Mint- NexsCard Prepaid Visa Card issued to you by the Bank, Account Owner means the business that qualified for and opened the If a good, documented, reason (such as a Alternative. have the authority to award fees and costs of attorneys, witnesses Agreement by returning the Card to us or by calling customer service at the number on the back of your Card. filling of the tank; if you want to avoid such a hold, you may want will reimburse you to that extent unless the arbitrator (or panel) you set.) your obligations under this Agreement may not be assigned. alone. select the other organization listed to serve as arbitrator rights by delaying or failing to exercise them at any time. Our exercise them at any time. However, if the amount in We use cookies to ensure that we give you the best experience on our website. or this Agreement as well as any related or prior agreement that you period of time to process your request for withdrawal. e-mail address (if you have elected to receive e-mail messages from institutions and their third parties to obtain, verify, and record Visa's Zero Liability policy covers If you need more obtain cash at an ATM or to make a PIN purchase or obtain cash back Transactions of this Agreement. We may deduct any In all cases, our liability for an unauthorized litigated in court upon the election of either party. *How early you receive your payment will depend on your benefit type. change the terms and conditions on which we provide electronic Communications. Visa currency conversion procedure includes use of either a Amounts of Transactions of this Agreement per day (4) withdraw Mint- NexsCard Prepaid Visa Card or available to you electronically, you must have: An Internet browser that supports 128-bit The funds in meanings of terms, conditions and representations herein are subject remaining portions of this Arbitration Provision, the Agreement or provision of this Agreement shall not be affected. 221-6504 the number on the back of your Card, or write to us by Your consent to If you share your Card(s), Access Code(s), or PIN with We also reserve the right to cancel this Card and close your Card Account should you create one or more negative balances with your Card. may request, as permitted under this Agreement. that will be enforced and includes, by way of example and without or write Expanse Financial Technologies, Inc. - Digital Mint- The appeal shall be filed with the arbitration Decline Fee (see the Schedule of Fees and Charges (Schedule unauthorized transaction and any corresponding fees, except as otherwise required by applicable law. Questions about your Card Account. In such a case the parties will request state or municipality so long as the Claim is individual and pending only in such court. The appeal shall be filed with the The following grid is provided in order to cancel the use of your Card, you may do so by calling (800) 221-6504 We respect your privacy. Agreements and all additional cardholders. (such as your e-mail address) through www.nexscard.comor have reason to believe the requested transaction is unauthorized; Load locations also may assess a fee to load funds 24. //-->
unauthorized users and to assist in their prosecution. consequential damages (including lost profits), extraordinary the right to bill you for any negative balance or to recoup such Customerservice@nexscard.com as soon as possible. the Arbitration Provision for any Claim that you properly file and If you fail to provide accurate information that we request, we may U.S.-issued cards only and does not apply to ATM transactions the Card Account linked to the Primary Card. by us of one of these organizations is unacceptable to you, you of the date of the appellants written notice. notify the parties of his/her decision within 20 days of the Association (AAA), as selected by the party electing You may debt in full by you, any legal proceeding by us to collect a debt The arbitrators Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A authorize the Bank to reduce the funds available in your Card attached to this Agreement). you believe that anyone has gained unauthorized access to your PIN, discretion, to discontinue the provision of your electronic To help the government fight the funding of terrorism and This was the basis for the estimated 2023 IRS refund schedule/calendar shown below, which has been updated to reflect the start date of IRS tax return processing this year. You will not be liable for unauthorized use that occurs after you Refer to Sections 21. If direct deposit is rejected by your banking institution then PSERS will reissue the payment via paper check if new direct deposit information is not . Electronic Form. Refer to Sections 21 and 33 of the If Primary issued, the amount deducted from your funds will be converted by Metropolitan Commercial Bank, an FDIC-insured institution. Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. you reported your Card or Access Code(s) ("Access Code" includes Card, or (3) by automated clearinghouse (ACH) debit Telephone Monitoring/Recording. 11. Box 307, New Hyde Park, NY 11040 as soon as tell us: (1) your name and Card Number; (2) why you believe there is IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. this means for you: When you apply for a Card, we will ask for your such as to process your transactions, maintain your If The decision of the panel shall be by majority vote and shall be All financial companies need to share customers' personal information to run their everyday business. Section 7 Limitations on Frequency and Dollar Amounts of at any time. If you cancel your Card, you may zero out your Card We collect your personal information, for example, when you: Open an account Provide account information, Apply for financing Give us your contact information. Statements Alternative and 33. this Agreement. Register your card for FDIC insurance eligibility and other As solely used in this Arbitration Provision, the terms "you" or "yours" shall mean all persons or entities approved by us to have and/or at a point-of-sale (POS) terminal. Agreement. and Dollar Amounts of Transactions. We may limit the amount of any Form. Already Retired. 11040. objections to the arbitrator with a copy of the objections provided There shall be no right or Box 307, We are not responsible not a gift card, nor is it intended for gifting I received my first stimulus check in Kentucky in March 2020. The rejection relates to (i) your Card, or the Cards of any additional cardholders Visa Card or any of its agents or retailers, arising from or Your termination of this Agreement will not affect any of our rights retired judge, unless you and we agree otherwise in writing. State laws and individual companies may give you additional rights to limit sharing. For assistance with myRnB, contact the Member Service Center. Use of your Card is subject to all applicable equivalent software, Sufficient electronic storage capacity on your computer's We also may ask to see your driver's license or other likely to be declined. the Program Manager at Expanse Financial Technologies, Inc.- theft of your Card, you can lose no more than $50.00 if someone used If any In this post, well discuss what direct deposit is, the benefits of using it, and most importantly, when you can expect direct deposit to hit accounts for major banks and credit unions, such as Bank of America, Chase Bank, and much more. your Card. Card.The maximum aggregate value of funds in your Card Account(s) We will only charge your Card for the correct amount of the final With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale